Auto Insurance

Commercial Vehicle Insurance is designed specifically for vehicles that are used by or for a business.

Commercial vehicle insurance includes coverage for:

• Liability and collision damage

• Medical payments or personal injury claims

• Damage related to theft, vandalism, falling objects, or natural disasters

• Damages caused by uninsured or underinsured drivers

• Trailers

• Rental vehicles
  
  

Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s residence, along with assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

Homeowners insurance typically covers:

• interior damage

• exterior damage

• loss or damage of personal assets

• injury that occurred on the property

Commercial property insurance is used to cover specifically commercial property. Various businesses, such as, manufacturers, retailers, service-oriented businesses and many more use commercial property insurance.

Commercial Property Insurance typically covers:

• Fires

• Theft

• Natural disasters

• Covers various types of equipment and properties

Health insurance is a contract that requires an insurer to pay some or all of a person’s healthcare costs in exchange for a premium. Health insurance is often included in employer benefit packages as a means of enticing quality employees. The employer will partially cover the premium and have the employee pay some of the expense from their paycheck. Finding the right insurance plan can be a tricky field to go through, that’s why we’re to answer any questions you might have.

Health Insurance typically covers:

• Medical visits/ Procedures

• Surgical procedures

• Prescription drugs

• Dental expenses
  

General liability insurance is a type of insurance that is used by businesses to help cover claims caused by the company.

General liability insurance typically covers:

• Bodily injury

• Property damage to someone else’s belongings

• Personal injury

• Advertising injury, like libel or slander
  

Worker’s compensation insurance helps protect businesses and their employees from financial hardship when an employee is hurt on the job or becomes sick due to a work-related cause.

Worker’s Compensation insurance typically covers:

• Medical expenses

• lost wages

• ongoing care costs

• funeral expenses